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Showing posts from May, 2016

8 simple ways to save money

money is just getting started. It can be difficult to figure out simple ways to save money and how to use your savings to pursue your financial goals. This step-by-step guide can help you develop a realistic savings plan. 1. Record your expenses The first step in saving money is to know how much you’re spending. For one month, keep a record of everything you spend. That means every coffee, every newspaper and every snack you purchase for the entire month. Once you have your data, organize these numbers by category—for example, gas, groceries, mortgage and so on—and get the total amount for each. 2. Make a budget Now that you have a good idea of what you spend in a month, you can build a budget to plan your spending, limit over-spending and make sure that you put money away in an emergency savings fund. Remember to include expenses that happen regularly, but not every month, like car maintenance check-ups. Find more information on  creating a budget . ...

Tips in Summer

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1. Give Your Diet a Berry Boost If you do one thing this summer to improve your diet, have a cup of mixed fresh berries -- blackberries, blueberries, or strawberries -- every day. They'll help you load up on  antioxidants , which may help prevent damage to tissues and reduce the risks of age-related illnesses. Blueberries and blackberries are especially antioxidant-rich. A big bonus: Berries are also tops in fiber, which helps keep  cholesterol low and may even help prevent some cancers. 2. Get Dirty -- and Stress Less To improve your stress level, plant a small garden, cultivate a flower box, or if space is really limited, plant a few flower pots -- indoors or out. Just putting your hands in soil is "grounding." And when life feels like you're moving so fast your feet are barely touching the stuff, being mentally grounded can help relieve physical and mental stress. 3. Floss Daily You know you need to, now it's time to start: floss every single ...

PRECAUTIONS TO TAKE IN SUMMER:

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Summer is around the corner. As the temperatures are roaring, all of us need to take precautions to prevent general conditions. These conditions may feel normal and nothing out of course, but it may worsen if not taken care of. Below are listed few preventive measures for the most commonly occurring ailments: SUN STROKE: Everyone is well versed with this phenomenon. The temperature of the body rises due to excessive exposure to heat. But we usually ignore the signs and  symptoms . This summer, make sure to follow simple rules when you step outdoor.  -Wear clothes which allow good ventilation make sure the fabric of the clothes is light. –  There are certain medications and other conditions like sleep deprivation, sun stroke history, etc. which may predispose sun stroke. It is wise to take all the factors into consideration. – Always wear sunscreen and drink plenty of fluid. Always carry a drink together. SUN BURN : Sunburns are caused when the skin is...

SAVE WATER SAVE LIFE

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Water covers 71% of the Earth's surface, and is vital for all known forms of life. On Earth, it is found mostly in oceans and other large water bodies, with 1.6% of water below ground in aquifers and 0.001% in the air as vapor, clouds (formed of solid and liquid water particles suspended in air), and precipitation. Oceans hold 97% of surface water, glaciers and polar ice caps 2.4%, and other land surface water such as rivers, lakes and ponds 0.6%. A very small amount of the Earth's water is contained within biological bodies and manufactured products. Water on Earth moves continually through a cycle of evaporation or transpiration (evapotranspiration), precipitation, and runoff, usually reaching the sea. Over land, evaporation and transpiration contribute to the precipitation over land. Water on Earth moves continually through a cycle of evaporation or transpiration (evapotranspiration), precipitation, and runoff, usually reaching the sea. Over land, evaporation and trans...

About Water pollution

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Water pollution is the contamination of water bodies (e.g. lakes, rivers, oceans, aquifers and groundwater). This form of environmental degradation occurs when pollutants are directly or indirectly discharged into water bodies without adequate treatment to remove harmful compounds. Water pollution affects the entire biosphere – plants and organisms living in these bodies of water. In almost all cases the effect is damaging not only to individual species and population, but also to the natural biological communities. Water pollution is a major global problem which requires ongoing evaluation and revision of water resource policy at all levels (international down to individual aquifers and wells). It has been suggested that water pollution is the leading worldwide cause of deaths and diseases, and that it accounts for the deaths of more than 14,000 people daily. An estimated 580 people in India die of water pollution related illness every day. About 90 percent of the water in the citi...

How to Store Water

How to Store Water for Drinking or Cooking? Storing water for an emergency is simple, especially when the water is not contaminated. Here are some guidelines for storing water. How much water should I store? Standard emergency guidelines suggest that you store one gallon of water per day for each person in your household for a three-day to two-week period. Generally, a normally active person needs to drink at least two quarts (½ gallon) of water each day. Keep in mind that you must consider your family members’ needs and habits. You will have to decide the actual amount of water you store for an emergency. Your storage space and individual situation may be such that you should store less or more than the guidelines recommend. Remember, you might adjust your normal habits to get through the emergency period. Water Storage Guidelines 1 gallon per person per day 3-day supply x 1 person = 3 gallons 14 days (2-week supply) x 1 person = 14 gallons (number of days...

Aware for Water USe

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Never put water down the drain when there may be another use for it such as watering a plant or garden, or cleaning. Verify that your home is leak-free, because many homes have hidden water leaks. Read your water meter before and after a two-hour period when no water is being used. If the meter does not read exactly the same, there is a leak. Repair dripping taps by replacing washers. If your tap is dripping at the rate of one drop per second, you can expect to waste 2,700 gallons per year which will add to the cost of water and sewer utilities, or strain your septic system. Check for toilet tank leaks by adding food colouring to the tank. If the toilet is leaking, colour will appear within 30 minutes. Check the toilet for worn out, corroded or bent parts. Most replacement parts are inexpensive, readily available and easily installed. (Flush as soon as test is done, since food colouring may stain tank.) Avoid flushing the toilet unnecessarily. Dispose of tissues, insects and ...

SAVE WATER

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How to Save Water Save water from your taps.   Turn the faucet/tap off while you are brushing your teeth, shaving, washing your hands, doing dishes, and so on. Turn the tap off when you shower, too. Get wet, then turn off the water while you soap up. Turn it back on for long enough to rinse. Look for a twist valve that installs behind your shower head to keep the water temperature where you set it while the water is off. Catch the cold water that comes out of the faucet, tap, or shower while you are waiting for the hot water. Use it to water plants or pour into your toilet reservoir after flushing. Turn off the tap when you brush your teeth – this can save 6 litres of water per minute. Place a cistern displacement device in your toilet cistern to reduce the volume of water used in each flush. You can get one of these from your water provider. Take a shorter shower. Shower can use anything between 6 and 45 litres per minute. Always use full loads in your wash...